Use Cherished Insurance and taking your bus abroad? Read on...

Discussion in 'General Discussion' started by Baysearcher, Dec 18, 2012.

  1. we use RH Specialist and it comes with european cover - never had to use breakdown yet so no idea how good they are.
     
  2. This is from the RH bover booklet, availble on their website

    Section 11 - Vehicle breakdown and recovery service
    Unless shown otherwise by endorsement, this extension forms part of your insurance cover.
    We will extend your insurance to provide a breakdown and recovery service, if during the course of a journey your vehicle breaks down and is more than
    one mile from your home (the place where you normally keep the vehicle), or the only available driver in your party suffers a serious illness or injury. Cover
    will only apply to the insured vehicle and any caravan or small trailer (not more than 10 feet long) attached at the time of the breakdown. We will not pay
    more than £200 in respect of any one breakdown if your Commercial Vehicle exceeds 2.5 tonnes gross vehicle weight or a maximum dimension of 6 feet
    3 inches wide, 8 feet high or 18 feet long.
    UK breakdown and recovery service
    We will provide this cover for any breakdown which happens during the period of insurance and within the mainland of England, Scotland, Wales, Northern
    Ireland, the Isle of Man and the Channel Islands. A breakdown will include a mechanical or electrical breakdown (failures or breakages), flat battery, puncture,
    lack of fuel, lost ignition keys or damage which results in you not being able to drive the vehicle.
    The following services will apply.
    Roadside assistance
    We will arrange help at the scene of the breakdown and will arrange and pay for call-out fees and labour charges needed to start your vehicle.
    Recovery
    If your vehicle cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the reasonable cost of taking the vehicle, you and four
    passengers from the place where the insured vehicle has broken down to any one place you choose.
    Motoring assistance in Europe
    Please read the details carefully to make sure that you are fully covered and remember to follow any rules and procedures laid down for servicing the vehicle
    and making a claim. (See general conditions 1 and 2.)
    This insurance will provide the benefits described below if your vehicle breaks down and cannot be driven as a result of a mechanical or electrical breakdown
    (failures or breakages) or damage which is caused by an accident, fire or theft and results in you not being able to drive the vehicle. The breakdown must
    happen within the countries of Austria, Andorra, Belgium, Czech Republic, Denmark, France, Germany, Greece, the Republic of Ireland, Italy, Liechtenstein,
    Luxembourg, Netherlands, Portugal, Slovak Republic, Spain, Sweden, Norway or Switzerland.
    This is not a maintenance policy and so does not cover the cost of parts or the cost of non-emergency repair work, such as routine servicing
    or tuning

    Emergency service in Europe
    While we hope that you do not suffer any problems, if your vehicle breaks down, help is available by calling the 24-hour English speaking emergency phone
    service. The emergency phone numbers are shown on page 4 of this document. Try to call from a place where it is easy to call you back. Please note that
    it is not always possible to provide automatic hire vehicles or accessories such as bike racks, luggage racks or tow bars.
    Remember to keep all vouchers, invoices and receipts and other documents which may be relevant to your claim. You must write and tell us about any claims,
    as soon as possible, and in any event within 14 days of the event.
    Our address is RH Recovery, The Rescue Control Centre, Equity Red Star, Library House, New Road, Brentwood, Essex CM14 4GD.
    Phone: 01277 235500 Fax: 01277 206662.
    Benefits: European vehicle breakdown recovery
    You will have cover for the following:
    1 The
    costs of arranging immediate emergency roadside help after a breakdown. The most we will pay will be £250 in any one period of travel but the cost of
    replacement parts is not covered. If the insured vehicle cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the reasonable
    cost of taking the vehicle, you and four passengers to a nearby garage for it to be repaired at your cost.
    2 If
    the insured vehicle is out of use for a period of more than eight hours as a result of a breakdown or due to death, serious injury or serious illness of
    the only available driver, we will refund the following costs and expenses as long as they are as a direct result of the breakdown or illness and are paid
    immediately after the breakdown or illness.
    a The cost of taking the vehicle to the nearest garage or railway.
    b Freight costs to get any replacement part which is not available locally.
    c The cost of one of the following.
    n Hiring one replacement vehicle up to £70 a day and £800 in total.
    n Hiring one chauffeur if there is a serious illness of the only available driver in your party, up to £100 a day and £500 in total.
    n Second-class rail fares so that you and your party can finish your journey or return home.
    n Extra
    hotel accommodation costs for you and each member of your party up to £30 a person a day incurred during the journey to and from your holiday
    destination for up to five days. (We will not pay any amount for meals or drinks.)
    d The cost of taking the insured vehicle to your home if it cannot be repaired before your planned return date or costs you have to pay travelling from your
    home or holiday to the scene of the breakdown to collect the vehicle after it is repaired. (These costs must not be more than economy-class air fare plus
    extra expenses up to £50.)
    e The cost of emergency repairs to secure the vehicle if it is damaged by attempted theft or break-in up to £100. (We will need a Police Report.)
    f The cost of hiring a replacement vehicle up to £150 if your vehicle is still out of use when you return to the United Kingdom.
     
    jivedubbin likes this.
  3. Baysearcher

    Baysearcher [secret moderator]

    A lot better than Cherished then as recovery is specifically included.
    Cheers
     
  4. jivedubbin

    jivedubbin Moderator

    we have now got our insurance and breakdown with Carol Nash , breakdown and recovery by the AA with euro cover and repatriation , 2 drivers fully comp , agreed valueation with 5 photos , home start £180.00
     
  5. Baysearcher

    Baysearcher [secret moderator]

    UPDATE:
    Just spoken to Cherished; it looks like in the next couple of months re-patriation will be specifically INCLUDED in their breakdown policies.
    Will confirm once I know.
     
  6. Hi, I would like to advise you that our company is called Cherished Car Insurance not to be confused with any other similar sounding name. We can quote for VW Campervans but we are no able to offer breakdown. Hopefully this helps previous queries. If you would like a quotation then you can do an online quotation on www.cccins.co.uk or call us on 01252 713148
     
  7. Baysearcher

    Baysearcher [secret moderator]

  8. rickyrooo1

    rickyrooo1 Hanging round like a bad smell

    well the linky no worky so?
     
  9. I presume you mean my reply for Cherished Car Insurance is spam. It is not I am trying to clarify that we are a separate company and our company name is Cherished Car Insurance, we do not want a bad press from clients thinking we are the same company as Cherished
     
  10. II think you are confused - the guys here are referring to Cherished Vehicle Insurance who are one of the latebay's forum sponsers and insurer of many a vehicle on here
     
    rickyrooo1 likes this.
  11. Baysearcher

    Baysearcher [secret moderator]

    No-one even knows about you and it's fairly clear this whole thread is about a site sponsor.
    To be fair as an insurer of classic vehicles that can't offer breakdown cover you're not that useful.
     
    Razzyh and rickyrooo1 like this.
  12. rickyrooo1

    rickyrooo1 Hanging round like a bad smell

    in this guys? defence he may have googled cherished or been told by someone that we are "slagging" cherished and is just confirming he is not them.
     
  13. or he's arranging a mafia stylee hit in everyone who posted in this thread :eek: :lol:

    Or he may even be blaming Camperjam :)
     
  14. rickyrooo1

    rickyrooo1 Hanging round like a bad smell

    camperjam 2012...... some say 2013 was ok but I have morals.
     
    Woodylubber likes this.
  15. rickyrooo1

    rickyrooo1 Hanging round like a bad smell

    well, I would like to point out i'm insured by cherished (our cherished) and I think they are great.
     
  16. yeah '13 was good, go with 12!!
     
  17. rickyrooo1

    rickyrooo1 Hanging round like a bad smell

    still won't beat 2011
     
    Poptop2 and MorkC68 like this.
  18. Baysearcher

    Baysearcher [secret moderator]

    Mods, can you unsticky this as Cherished have now resolved the issue.
    Cheers
     

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