Insurance renewal FYI

Well I had a crap nights sleep!! Had a phone call from Janette at 4am-ish, she'd been stopped by the police for driving with no insurance

I spoke to the copper and smoothed things over and he let her go with a producer...


Just spoke to the insurance company, and when the policy expires the DVLA takes your vehicle off the insurance database....

It can then take up to 14 days for your renewed insurance to show on the DVLA database....


To say I'm *******ed off is an understatement!! I've now got to take time out of my working day to get this sorted!!


So folks, even though you've done everything legally correct, you have a 14 day window where you can get a tug from the fuzz and told that you have no insurance when you actually have!!

 

Never knew that, thanks for sharing

 

If you have trader's insurance it gets worse!
Constant pulls from the plod when fixing/delivering/collecting other people's (un-insured but taxed) vehicles. (info courtesy of Dobber's Garage)
"The Insurance Database (as used by plod) is woefully inadequate, underfunded, inaccurate and badly run." I can't name the source of this quote due to his position, suffice to say he KNOWS what he's talking about.

 

You missed the smileys.
In that order I think.

 

It's not government run.

The PNC links to the Motor Insurance Database - the copper doesn't know what he's on about.

i.e. the ANPR technology enquires against the MID - how up to date the MID is nothing to do with the police, or government, it's the insurance industry that funds it.

 

I don't think I said it was?
My statement still stands, checked with Mark and he stands by what he said, the industry were never going to properly fund a system that was forced upon them. He also admits that the insurance industry makes afr too much money and could easily have done better.

 

You're getting the architecture wrong - the insurance companies push data to the DVLA, they don't respond to it.

E.g. if you decide to uninsure your vehicle as it's off the road - the insurance company immediately tell the DVLA who fine you if you don't declare it SORN - the DVLA does not check a cars insurance status if you declare it SORN though.

The MID is a single source of information sponsored and hosted by the Insurance industry - the DVLA and ANPR take feeds from it as in read only access.

 

^^^WHS^^^
Should read "The MID is a single source of information UNDER sponsored and BADLY hosted by the Insurance industry - the DVLA and ANPR take feeds from it as in read only access".

 

I guess it's open to debate as Experian host it and it's data mined left right and centre for a tidy profit.

I do think the government should drag the sponsors in if the data is that bad - it must be breaching agreed service level agreements if it's that bad.

 

I was trying to be helpful

Didn't work for Me

 

Which is ironic, given he must have lived near it.

 

You're not helping

 

I thought he worked for them.

I did see a programme a while ago one off the Rozzer type ones where they had pulled someone for the same reason and they reckon it's up to the individuals to check that they are the data base.
Surely it's the insurance companies to make sure that's what you are paying them for.


I'm off just to check my pick up now. Just reinsured it.


You can check here http://www.askmid.com/

 

I'd love to see them exercise that in court - you are supposed to check on some database that you are on it......one you have no control over and don't populate or change.

As long as you have the certificate and the info on it is right - even if it's electronically held - then that's your obligation.

 

weird , ive just got my road tax reknewal thru . I normally do it at the post office always have as i get disc when i want , my reminder says if done at post office , i just need mot , but not insurance like it used too ??

 

that costs £4