Life-changing amount of money - how much?

whatever it costs for my father to retire as he works hard and long and has had his pension stolen so if i won money on the lottery i would sort that out first £200k maybe, he is 60

 

Living in a third world country we do not have a mortgage ,I like working ,if we got a vast amount of money I don`t think anything would change...

we are pretty contented...

 

Not having to find the mortgage payment each month would be pretty life changing really. It would mean we could then afford a holiday and the nice things in life. Anything in additional would be unreal I guess.

 

5 million will sort all bills and keep me sweet
spend it on animal charity etc

 

In fairness on a basic level as others have said if your home is fully paid for on a basic salary your £800 better off that would change most people's lives.

 

Enough for a tank of diesel at the moment

 

I guess for most of us, the only way we'd ever get a mil, or whatever is by winning the lottery. But as they say, you've got to be in it to win.

 

I've been in it 'to win it' and never won a bloo.... Single pound.

 

I reckon 100K would help massively. ;D Sort the mortgage etc. Then I could get a job doing something I have an interest in, rather than something that pays the bills.

 

As my Dad always says, " Money can't buy you happiness ................
............but at least you can be miserable in comfort".

 

I'd like enough to not owe anything, if that was the case i could happily live on my wages and be comfortable, so i need 90k to pay the mortgage and loan off, Ta.

 

I'd rather remove the issuing of "money" (actually our current credit based money system is really promises to pay or IOU's or to give the correct financial term - promissory notes) from the central banking cartel and let Government issue real money (e.g. backed by the fruits of ones labours for services provided) debt free e.g. with no interest attached.

 

It's all :censored: really.....


**Modded** as reported for swearing content

 

I find it's a bit of a sliding scale... £100k would al but sort the mortgage and allow my income to be better spent, but, we want a bigger house, with a proper garden for our little one, a garage for our big one and nicer neighbours. That puts us up to £200k to sort that. We'd still have to work and there's no security in that, so add a safety net... £300k?

We had a conversation amongst friends on the same subject recently, and the conclusion was that £1m may not allow you to give up work and live life without eating into the lump sum. In the first year you'd sort the house, buy a car, be a little frivolous and live off the lump until your interest paid you a "salary". By that time the lump may have reduced to £750k and would struggle to give you a salary of £30k... which is a good salary for one person with reduced outgoings, not so good for a couple and if you have kids it's probably eaten up quickly!

I guess any amount would be life changing, but to truly change you life I think you need to be above £1.5m... but who want's to change their lives that much?






























Me!!

 

£20. Then I could call out for a Dominos.

 

Wow


I must have very simple expectations then


If we owned a house it would free up about £700 a month

So £700 a month to spend on other things what would we spend that much on?

A poly tunnel to grow our own veg for most of the year it would pay for itself after a year or two

Fencing and wire along with timber to build a fox porof chicken run would also pay for itself as quick if not quicker



Its not what we need that makes us its what we can adapt to and what we can do without


Its security i want in its most basic forms after that then its all up to me to do better if i want better