Agreed Valuation ideas please

Discussion in 'General Discussion' started by Merlin Cat, Aug 27, 2019.

  1. Agreed - it's all run by kids !!

    Sent from my SM-G960F using Tapatalk
     
  2. They won't argue just give them your figure & 6 pics but they may limit your milage & insist it is garaged (locked)!
     
    Betty the Bay likes this.
  3. I'm guessing top of the market is 25k to 30k retail, always insure for more, I don't reckon I asked high enough on mine.
     
  4. scrooge95

    scrooge95 Moderator and piggy bank keeper

    I think that's one of the problems that does crop up when going for an agreed value - some companies I called would only give me up to £15k because it wasn't in a locked garage. A-Plan weren't too worried that it was on my driveway behind a security post, but most others I called thought that it was an issue.
     
    F_Pantos likes this.
  5. I went in high on my Beetle, I was being a bit cheeky, but the car has interesting history, they came and said, ok, but 2k lower, which was where I wanted to be. They will beat you down....if they think you pushing your luck.
     
    Merlin Cat likes this.
  6. I used A-Plan for both the Bug and the Bus, happy so far, but not needed to claim, so can't say......
     
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  7. I wonder if anyone’s actually got the agreed valuation paid out in a shunt. I suspect not.
     
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  8. No .... only applies if total loss
     
    mgbman likes this.
  9. I insure my Bay parked on driveway and MGB parked in locked garage, both with Lancaster and agreed valuations which are my own valuations based on realistic replacement costs.

    For your van, I would suggest 18k and they would need lots of photos of the van. If you had a total loss on the van, would you be happy with an 18k pay out.

    Typically total loss would be a fire (let it burn) or theft or severe accident damage costing more than your valuation.
     
    Merlin Cat, SweeneyTodd and F_Pantos like this.
  10. I would go in at £22.5k an odd figure! :thumbsup:
     
    Merlin Cat likes this.
  11. While you’re at it Alex, worth getting on to the DVLA and changing the Vehicle Class to “Mexican Brothel On Wheels” :thumbsup:
     
  12. crossy2112

    crossy2112 Supporter

    Shag pile
    baker09.jpg
     
    Betty the Bay, Merlin Cat and snotty like this.
  13. “Oooh, Iiii don’t think I’ve had the pleasure of your carpet...”
     
    crossy2112 likes this.
  14. Poptop2

    Poptop2 Administrator

    I asked for an agreed value on the LT and sent pictures etc. Guess who did got an email a few days later from an insurance company asking me to value a LT Woodlander? :rolleyes:
     
    Iain McAvoy, F_Pantos and Merlin Cat like this.
  15. Dub and Dubber

    Dub and Dubber Supporter

    There's a guy Gloucester way who's a moderator on earlybay, "Clem" (Mike Clemson) who's done official valuations for insurance purposes for over twenty years.
    Might be worth asking him whether he knows enough about later bays?
    He did me a valuation two years ago and there's an up to date one in the post for this year ... £10 a pop. Might do it off photos.
    You should go as high as possible to avoid it being written off if pranged and needing repairs as I think they use a percentage cut off point ...
    Mine is tidy, US LHD rust free unwelded, (but restored so not original paint) and would be lucky to get more than £20,000, at the moment, but the agreed "value" is £30,000 which is probably more about what it would set me back to start again than about what you could buy an equivalent for??
     
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  16. Terrordales

    Terrordales Nightshift

    I'm wondering how you know what a “Mexican Brothel On Wheels” looks like? :eek:
     
  17. Pudelwagen

    Pudelwagen Supporter

    Was that carpet made from roadkill?

    My bus agreed value is what I paid for it and sent them copy of the invoice. If you've spent money on it, factor that in as well but I wouldn't go much above the going rate on ebay etc for comparable buses.
     
    mgbman, snotty and Merlin Cat like this.
  18. Baysearcher

    Baysearcher [secret moderator]

    Some of the valuations people get are comedy gold.
    You could buy 2 lovely buses for £30k at the moment!
     
  19. They are. Quite ridiculous wishful thinking.
     
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  20. Baysearcher

    Baysearcher [secret moderator]

    The funny thing is, there’s no way they’d get paid out. All they do is push up the premiums!
     
    Merlin Cat likes this.

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