How is it mad exactly? It’s a saving scheme thing so people on restricted budgets can spread the cost for next year. They’re not going to advertise it next November are they?
Wifey starts putting money away in Jan and come Dec we usually have enough to buy nearly everything. Sent from my SM-G950F using Tapatalk
Better idea, save up money for 2019 Christmas, but spend it on a holiday. Christmas is only a day and never remembered, holidays are fun and always remembered.
I went in Morrisons just before Christmas, and even though pancake day isn’t until February, they already have flour and eggs on the shelf
