I think we are with Healthy pets One thing to watch is to get lifetime cover so you’re covered if they get a lifetime or re-occurring illness.
We've never had pet insurance but we've had so many dogs in our lives that it would have cost a fortune to insure them all. Only had one problem with a dog which got diabetes and needed daily insulin injections that probably cost less than the premium would have done in any case.
Never had it with mine either , like most health insurance it normally means you spend a lot more time being seen and over diagnosed but each to there own peace of mind ,
I've never had any for any of ours, we put the cost of an average premium into a separate account for use only for vet bills.
Pet insurance is a business.....they calculate how much its likely to cost them, then charge you 50% more as a premium. Tony
Just had a vets bill for £440 for our Jack Russell who ingested sand on the beach earlier this week & was proper poorly. Got to pay the excess of about £90 but definitely worth having insurance Vets certainly know how to charge.